COBRA Administration

WHY OUTSOURCE WITH CMS?

COBRA is a maze of rules, required notices and procedures that are critical to avoiding a legal dispute. The consequences of non-compliance can be serious. The IRS, DOL and the courts may all be involved, with the possibility of penalties, damages and employer payment of health claims. You will save time and reduce your liability by using our services - all for a very small fraction of your health plan costs.

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Our Services

Excellent Customer Service is a priority for CMS. A dedicated Account Manager is assigned to each employer. You will always know who to contact with a question or a concern and that person is available to you when you need them.

MyCOBRA

Employers can review current activity as well as prior months’ reports via their secure portal on our website at any time.

More Information

COBRA Notices

Notices can be requested by the employer via the website, or utilizing electronic data feeds.

NOTICES INCLUDED

GENERAL NOTICE

to newly enrolled, active employees and if applicable, spouse, with USPS proof of mailing.

ELECTION NOTICE

Initial Qualifying Event Notice and Election Form to qualified beneficiaries with USPS proof of mailing.

ADDITIONAL NOTICES

COBRA Extension Notices due to second qualifying events and Social Security disability. And, Insufficient Premium Letter sent to COBRA participant whose underpayment is less than or equal to 10% of the total premium due, but no more than $50.00

EARLY TERMINATION

Early Termination Letter if COBRA coverage is terminated early for any reason.

Ease the COBRA administrative burden with CMS outsourcing.

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We offer competitive rates on all of our services.

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